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Tuesday, May 13, 2008

Crafty Consumer: Credit card purchases

Try to make all your purchase using credit cards. This will allow you to accumulate points faster. Nevertheless, you must have the financial discipline. Do not spend on what you cannot afford.

Once you have collected enough points, go for cash vouchers from Jaya Jusco, Metrojaya or from any department stores. Do not go for specialist shops unless you know what you want. Also, do not wait for the bit ticket items to redeemed. Sometimes, for just 8,000 points you can get a RM50 voucher. This will allow you to buy stuff that you need. I personally request for Guardian Pharmacy vouchers so that I can get toiletries for free.

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